FINANCIAL RELIEF / 02

Find a clearer way forward.

Explore how a change in interest rate could affect the total cost and time to pay off business debt. Enter your own figures to compare scenarios.

OPTION A

Personal unsecured debt

Credit cards, personal loans and other unsecured balances of $25,000 or more.

OPTION B

Business debt restructuring

Restructure business loans, merchant cash advances and other business balances of $25,000 or more.

Debt savings calculator

Use the same monthly payment in both scenarios for a like-for-like comparison.

YOUR COMPARISON
Potential interest difference
$14,842

less in total payments in this hypothetical scenario.

Current rate$23,712 interest · 41 months
Hypothetical rate$8,870 interest · 33 months
Illustration only. Assumes a fixed interest rate, monthly compounding and no fees, missed payments, settlement changes or new borrowing. No rate reduction or savings is promised; actual outcomes depend on your lender and agreement.

Talk through your options.

A funding professional can help you understand what paths may be available for your business.